Coming August 3

One launch.
Three upgrades.

The SmartFolio Universe Upgrade is the biggest step forward in iFlip history. A smarter AI engine, sharper focus, and an upgraded app experience, all arriving together.

00 Days
00 Hours
00 Minutes
00 Seconds
Now live in the iFlip app.

Not a facelift. A full upgrade.

Three layers of iFlip are moving forward at once.

Smarter engine

The AI model powering every SmartFolio has been upgraded for sharper insights, faster decisions, and more responsive investment management.

Sharper Focus

A newly constructed family of funds, designed to thrive in today's market environment

Upgraded App Experience

A new and improved investing experience designed to make smartfolio choices clear and intuitive

Smart = AI-Powered

Every SmartFolio now follows one pattern. "Smart" signals the AI engine behind it. The second word tells you what it invests in or how it works.

Smart AI-powered engine
+
Tech What it invests in
Example

SmartTech

Higher

Equal weight across major U.S. tech leaders, built to outperform in rising markets.

COLOR CODED RISK LEVELS:
Lower
·
Moderate
·
Higher

Meet the Upgraded SmartFolio Universe.

Thirteen SmartFolios across four categories, each with a clear job.

Core Strategies3 SmartFolios

Conservative

Lower risk strategy focused on protecting wealth, selectively using dividend paying assets to help sustain performance.

Lower

Balanced

A blend of growth and risk management, the middle tier of the core lineup.

Moderate

Aggressive

Growth oriented core strategy for higher return potential.

Higher
Additive6 SmartFolios

SmartIndex

Broad market exposure blended with targeted tech upside.

Moderate

SmartTech

Equal weight across major U.S. tech leaders, built to outperform in rising markets.

Higher

SmartPolicy

Companies positioned to benefit from the current U.S. policy environment.

Higher

SmartEnergy

Thematic energy exposure across oil, gas, uranium, and energy and utility ETFs.

Higher

SmartMomentum

Rotates quarterly into the prior quarter's highest momentum stocks.

Higher

SmartSelect

Our top performing AI stock models combined into one diversified portfolio.

Higher
Capital Defense2 SmartFolios

SmartYield

Capital preservation with steady yield from floating rate Treasuries paired with short term, high quality bonds.

Lower

SmartShield

Defense first principal protection, extended.

Lower
Crypto2 SmartFolios

SmartBit

Bitcoin market exposure without direct crypto custody.

Higher

SmartETH

Ethereum market exposure without direct crypto custody.

Higher

What's Next?

No action required. Everything happens automatically on August 3

Questions, answered.

Do I need to do anything?

No. The upgrade happens automatically on August 3. Open the app after launch to explore the new Invest experience.

Is my money moving or being sold?

No. Renames and upgrades carry your holdings and performance history forward. Nothing is sold and nothing moves without your direction.

What happens if my SmartFolio is retiring?

Retiring SmartFolios close to new investment only. Existing investors keep their holdings and can stay invested or move to a new SmartFolio anytime.

Are fees changing?

No. Your pricing stays exactly the same.

Why the new names?

One consistent system: Smart plus what the SmartFolio invests in. It makes every SmartFolio easier to understand at a glance, including how much risk it carries.

When can I see it?

August 3, 2026. Open the iFlip app and tap Invest.

Protection equals performance.

The SmartFolio Universe Upgrade goes live August 3. Be there when it does.

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