The SmartFolio Universe
Superior returns.
Less volatility.
Fourteen AI-powered SmartFolios across four categories, each with a clear job: protect wealth in down markets, grow it in rising ones, and never make you guess which is which.
Protection equals performance.
The numbers speak for themselves.
While the broad market has whipsawed investors, SmartFolios are built to perform with less volatility. Real strategies, real numbers, updated as the market moves.
*SmartFolio performance changes in real time. Above performance reflects data as of 9/21/26. See disclosures below.
One engine. Three advantages.
Smarter engine
The AI model powering every SmartFolio delivers sharper insights, faster decisions, and more responsive investment management.
Sharper Focus
A focused family of strategies, built to thrive in today's market environment
Intuitive App Experience
An investing experience designed to make SmartFolio choices clear and intuitive
The Invest screen inside the iFlip app.
Smart = AI-Powered
Every SmartFolio now follows one pattern. "Smart" signals the AI engine behind it. The second word tells you what it invests in or how it works.
SmartTech
HigherEqual weight across major U.S. tech leaders, built to outperform in rising markets.
AI built for markets like this.
When markets turn unpredictable, static strategies struggle. SmartFolios pair advanced AI analysis with dynamic portfolio management that responds as conditions change.
Early Signal Detection
The AI is designed to identify opportunities and structural risks before the crowd reacts.
Dynamic Management
Instead of static buy and hold, SmartFolios adapt continuously to evolving conditions, seeking to protect capital on the way down and capture upside on the way up.
Beyond the Headlines
No panic, no hype, no emotion. Decisions come from data-driven algorithmic analysis, not the news cycle.
Meet the SmartFolio Universe.
Fourteen SmartFolios across four categories, each with a clear job. See full SmartFolio details →
Conservative
Our lowest risk core strategy, focused on protecting wealth, selectively using dividend paying assets to help sustain performance.
Balanced
A moderate risk core strategy that weighs risk and return equally to balance protection and performance.
Aggressive
A growth oriented core strategy aiming for higher return potential.
SmartIndex
Broad market exposure (~80% S&P 500) blended with targeted tech upside (~20% Apple).
SmartTech
A tech sector focused strategy using an equal weight basket of the Magnificent 7 mega cap tech leaders, designed to reduce the volatility of high beta stocks.
SmartPolicy
An opportunistic strategy composed of companies positioned to benefit from the current US policy environment; forward looking and macro driven.
SmartEnergy
Broad energy sector exposure across oil, gas, uranium, and energy and utility ETFs.
SmartOil
An oil focused strategy composed of dividend paying, established oil companies benefiting from demand and supply dynamics.
SmartMomentum
An equity strategy that buys the prior quarter's highest-momentum stocks on the first day of each quarter and holds them until the quarter ends. Unlike our other SmartFolios, it does not trade in between. It targets higher return potential and may carry higher volatility.
SmartSelect
Combines our highest conviction AI stock models into one diversified (about 20 stocks) portfolio. Our best AI mapped symbols in one strategy.
SmartYield
Designed for capital preservation, aiming for steady yield from floating rate Treasuries paired with short term, high quality bonds. Our most conservative strategy.
SmartShield
Designed to provide protection and performance in high inflation environments.
SmartBit
An innovative Bitcoin strategy, 50% buy and hold and 50% actively traded. It offers Bitcoin exposure without direct crypto custody and aims for less volatility than holding Bitcoin directly.
SmartETH
Similar to SmartBit, SmartETH is 50% buy and hold and 50% actively traded. It offers Ethereum exposure without direct crypto custody and aims for less volatility than holding Ethereum directly.
Real people. Real results.
See what iFlip members are saying about SmartFolios.
"No hassle, machine watching the market at light speed, automatic changes that keep me protected."
Dale Fuller, Menlo Park, CA
"It's a solid safe investment platform that delivers on its promises."
Brettney Perr, Culver City, CA
"Takes the concern out of investing - market loss impact minimal with the AI software controlling my accounts."
Suzan Lewis, Washington, UT
All testimonials are from unpaid customers who are discussing their use of our software with their own brokerage accounts. iFlip is solely a software provider.
Questions, answered.
What is a SmartFolio?
A SmartFolio is an automated stock and ETF portfolio managed by iFlip's proprietary AI. Each one has a clear strategy and a color-coded risk level, so you always know what your money is doing and why.
How do the names work?
One consistent system: "Smart" signals the AI engine behind it, and the second word tells you what it invests in or how it works. SmartTech invests in tech. SmartYield seeks yield. Simple.
Do I have to manage anything?
No. The AI monitors markets and manages your SmartFolio automatically. You can check in, add funds, or change SmartFolios whenever you want.
Can I switch SmartFolios?
Yes, anytime, right in the iFlip app.
Where do I see current performance?
Live SmartFolio performance is in the iFlip app under Invest. Highlights on this page are updated periodically and dated.
Protection equals performance.
Fourteen SmartFolios. One AI engine. See it for yourself.
Open iFlip →