Now Live
One launch.
Three upgrades.
The SmartFolio Universe Upgrade
The SmartFolio Universe Upgrade is the biggest step forward in iFlip history. A smarter AI engine, sharper focus, and an upgraded app experience, all here today.
Not a facelift. A full upgrade.
Three layers of iFlip are moving forward at once.
Smarter engine
The AI model powering every SmartFolio has been upgraded for sharper insights, faster decisions, and more responsive investment management.
Sharper Focus
A newly constructed family of funds, designed to thrive in today's market environment
Upgraded App Experience
A new and improved investing experience designed to make smartfolio choices clear and intuitive
A first look at the new invest screen, arriving with the upgrade.
Smart = AI-Powered
Every SmartFolio now follows one pattern. "Smart" signals the AI engine behind it. The second word tells you what it invests in or how it works.
SmartTech
HigherEqual weight across major U.S. tech leaders, built to outperform in rising markets.
Meet the Upgraded SmartFolio Universe.
Fourteen SmartFolios across four categories, each with a clear job. See full SmartFolio details →
Conservative
Our lowest risk core strategy, focused on protecting wealth, selectively using dividend paying assets to help sustain performance.
Balanced
A moderate risk core strategy that weighs risk and return equally to balance protection and performance.
Aggressive
A growth oriented core strategy aiming for higher return potential.
SmartIndex
Broad market exposure (~80% S&P 500) blended with targeted tech upside (~20% Apple).
SmartTech
A tech sector focused strategy using an equal weight basket of the Magnificent 7 mega cap tech leaders, designed to reduce the volatility of high beta stocks.
SmartPolicy
An opportunistic strategy composed of companies positioned to benefit from the current US policy environment; forward looking and macro driven.
SmartEnergy
Broad energy sector exposure across oil, gas, uranium, and energy and utility ETFs.
SmartOil
An oil focused strategy composed of dividend paying, established oil companies benefiting from demand and supply dynamics.
SmartMomentum
An equity strategy that rotates each quarter into the prior quarter's highest momentum stocks. It targets higher return potential and may carry higher volatility.
SmartSelect
Combines our highest conviction AI stock models into one diversified (about 20 stocks) portfolio. Our best AI mapped symbols in one strategy.
SmartYield
Designed for capital preservation, aiming for steady yield from floating rate Treasuries paired with short term, high quality bonds. Our most conservative strategy.
SmartShield
Designed to provide protection and performance in high inflation environments.
SmartBit
An innovative Bitcoin strategy, 50% buy and hold and 50% actively traded. It offers Bitcoin exposure without direct crypto custody and aims for less volatility than holding Bitcoin directly.
SmartETH
Similar to SmartBit, SmartETH is 50% buy and hold and 50% actively traded. It offers Ethereum exposure without direct crypto custody and aims for less volatility than holding Ethereum directly.
Questions, answered.
Do I need to do anything?
No. The upgrade happened automatically. Open the app to explore the new Invest experience.
Is my money moving or being sold?
Renames and upgrades carry your holdings and performance history forward wherever possible. In some instances, products may be rebalanced and will automatically trade on your behalf. You do not need to take any action.
What happens if my SmartFolio is retiring?
Retiring SmartFolios close to new investment only. Existing investors keep their holdings and can stay invested or move to a new SmartFolio anytime. Remember, your SmartFolio may be changing its name and in that instance you will be upgraded seamlessly.
Are fees changing?
No. Your pricing stays exactly the same.
Why the new names?
One consistent system: Smart plus what the SmartFolio invests in. It makes every SmartFolio easier to understand at a glance, including how much risk it carries.
When can I see it?
Right now. Open the iFlip app and tap Invest.
Protection equals performance.
The SmartFolio Universe Upgrade is live now. See it for yourself.
Open iFlip →